"covered with scum," 1570s, from scum + -y (2). Transferred sense of "filthy, disreputable" is recorded from 1932. Related: Scumminess.
Entries linking to scummy
scum n.
early 14c., "froth, foam, thin layer atop liquid" (implied in scomour "scummer, shallow ladle for removing scum"), from Middle Dutch schume "foam, froth," from Proto-Germanic *skuma- (source also of Old Norse skum, Old High German scum, German Schaum "foam, froth"), which is perhaps from PIE root *(s)keu- "to cover, conceal" on the notion of "that which covers the water."
Especially (late 14c.) "impure foam or extraneous substance that rises to the surface when liquid boils." Hence any sort of impure froth, and the sense deteriorated to "film of dirt," then simply "dirt, filth." The meaning "lowest of humanity" is from 1580s; scum of the Earth is attested by 1712. The Germanic word was adopted in Romanic (Old French escume, Modern French écume, Spanish escuma, Italian schiuma). As a verb, "remove the scum from," late 14c.
-y 2
adjective suffix, "full of or characterized by," from Old English -ig, from Proto-Germanic *-iga- (source also of Dutch, Danish, German -ig, Gothic -egs), from PIE -(i)ko-, adjectival suffix, cognate with elements in Greek -ikos, Latin -icus (see -ic). Originally added to nouns in Old English; used from 13c. with verbs, and by 15c. even with other adjectives (for example crispy). Adjectives such as hugy, vasty are artificial words that exist for the sake of poetical metrics.